Northern California Foreclosed Homes

Foreclosures, Bank-owned & REO properties are all one in the same. All are properties that have been foreclosed-on and currently owned by the lending institution/trustee of the lender. Foreclosed home's come in various property condition's, some are in great condition, some need a lot of work and everywhere in-between.

There are several different types of distressed property listings besides foreclosures;

One of the biggest differences between a foreclosure and a traditional sale is buyers don't receive the seller questionnaire nor the transfer disclosure statements on a foreclosure because the banks/trustees don't know the properties history. A professional home inspection is always recommended on any home purchase but especially on a foreclosure due to the lack of disclosure information.

 Are Foreclosures Always Better Deals Than Traditional Sales?

A foreclosure purchase is thought of being the "better deal" when compared to a traditional purchase. A traditional sale even with a higher purchase price is a better deal 60+% of the time. Reason being, you must consider your time, repair/remodel costs, mortgage costs incurred during construction along with all the other fees/costs incurred when buying a foreclosure property and add them together to get the actual cost of the home. Most of the time, a traditional home purchase that is move-in ready will have a lower total cost to purchase/move-in price than a foreclosed home that needs "work".

Don't get me wrong, sometimes you can find a great deal on a foreclosure. However, with the number of foreclosed homes steadily decreasing month after month and the number of buyer's/investors staying the same or increasing only means foreclosed homes are at a premium due to the lack of inventory and the large number of people looking for them.

Newly Listed Foreclosed Homes

745 Ashboro Lane, Galt image
745 Ashboro Lane, Galt $339,900

Welcome to this single-story home offering a functional floor plan with 2 bedrooms, 2 baths 1,020 sq ft, spacious living areas, and plenty of potential to make it your o...

  • 2 Beds
  • 2 Baths
  • 1,020 SqFt.
  • 226133795 MLS
Courtesy of Keller Williams Realty

Listing courtesy of Keller Williams Realty.

200 Elm Street, Roseville image
200 Elm Street, Roseville $350,000

Corner-Lot Bungalow Near Historic Downtown Roseville. Spend the evening at a favorite restaurant or catch a show in historic downtown Roseville, then come home to a class...

  • 2 Beds
  • 1 Baths
  • 864 SqFt.
  • 226133503 MLS
Courtesy of Nick Sadek Sotheby's International Realty

Listing courtesy of Nick Sadek Sotheby's International Realty.

1635 Grand Avenue, Sacramento image
1635 Grand Avenue, Sacramento $325,000

None

  • 226129090 MLS
Courtesy of Laguna Home & Ranch Realty

Listing courtesy of Laguna Home & Ranch Realty.

1965 Benita Drive Unit #2, Rancho Cordova image
1965 Benita Drive Unit #2, Rancho Cordova $249,900

This property offers unbeatable convenience to local amenities, including grocery stores, several community parks, restaurants and freeway access. The interior showcases ...

  • 3 Beds
  • 3 Baths
  • 1,386 SqFt.
  • 226130150 MLS
Courtesy of Security Pacific Real Estate

Listing courtesy of Security Pacific Real Estate.

9021 Prairie Trail Way, Sacramento image
9021 Prairie Trail Way, Sacramento $355,000

Well-positioned in Sacramento's Rosemont neighborhood, this single-story home offers 3 bedrooms, 2 bathrooms, and a functional layout designed for comfortable everyday li...

  • 3 Beds
  • 2 Baths
  • 1,150 SqFt.
  • 226129645 MLS
Courtesy of Luigi Caprio Realty

Listing courtesy of Luigi Caprio Realty.

4750 Greenholme Drive Unit #1, Sacramento image
4750 Greenholme Drive Unit #1, Sacramento $169,900

This contemporary condominium features 2 bedrooms and 1 bathroom with recent renovation throughout. The ground floor unit offers convenient single-level access across fro...

  • 2 Beds
  • 1 Baths
  • 795 SqFt.
  • 226123443 MLS
Courtesy of Security Pacific Real Estate

Listing courtesy of Security Pacific Real Estate.

10827 Coloma Drive Unit #3, Rancho Cordova image
10827 Coloma Drive Unit #3, Rancho Cordova $179,900

Welcome home to this beautifully updated 2-story condominium located in a desirable gated community. This move-in-ready home features a modern kitchen with granite counte...

  • 2 Beds
  • 1 Baths
  • 840 SqFt.
  • 226128450 MLS
Courtesy of All City Homes

Listing courtesy of All City Homes.

6627 Brook Falls Circle, Stockton image
6627 Brook Falls Circle, Stockton $437,500

Unleash your creativity and turn this home into your ultimate dream home. This 2,400 SQFT residence is in the heart of Stockton's desirable Brookside neighborhood and is ...

  • 4 Beds
  • 3 Baths
  • 2,400 SqFt.
  • 226128069 MLS
Courtesy of Genesis Real Estate Group

Listing courtesy of Genesis Real Estate Group.

17324 Derby Way, Penn Valley image
17324 Derby Way, Penn Valley $259,000

Tucked toward the end of a private road, this 20-acre agriculturally zoned property offers room to dream, build, grow, and create something of your own. Surrounded by mat...

  • 2 Beds
  • 1 Baths
  • 1,095 SqFt.
  • 226125188 MLS
Courtesy of S & J Property Management and Real Estate, Inc.

Listing courtesy of S & J Property Management and Real Estate, Inc..

35655 Culberson Road, Alta image
35655 Culberson Road, Alta $129,900

The home offers approximately 1,618 square feet of living area, featuring 2 bedrooms and 1 bathroom. The existing structures has no Finalize permits, and utilities cannot...

  • 2 Beds
  • 1 Baths
  • 1,618 SqFt.
  • 226126342 MLS
Courtesy of Luigi Caprio Realty

Listing courtesy of Luigi Caprio Realty.

7221 Wentworth Springs Road, Georgetown image
7221 Wentworth Springs Road, Georgetown $359,000

Charming Mountain Retreat on 1.9 Acres in Georgetown. Discover the rustic charm of mountain living in this 2-bedroom, 1-bath home nestled in the historic mountain town...

  • 2 Beds
  • 1 Baths
  • 1,404 SqFt.
  • 226124826 MLS
Courtesy of Century 21 Select Real Estate

Listing courtesy of Century 21 Select Real Estate.

8711 Grizzly Flat Road, Somerset image
8711 Grizzly Flat Road, Somerset $479,900

Freddie Mac Homesteps Property. 2 parcels included totaling 11.75 wooded acres. Gated driveway. Home has a wrap-around porch. 3 Bedrooms and 2 Full Baths. Open living are...

  • 3 Beds
  • 2 Baths
  • 1,870 SqFt.
  • 226119121 MLS
Courtesy of Windermere Signature Properties El Dorado Hills/Folsom

Listing courtesy of Windermere Signature Properties El Dorado Hills/Folsom.

5936 Yeoman Way, Citrus Heights image
5936 Yeoman Way, Citrus Heights $385,000

5936 Yeoman Way is a residential property located in Citrus Heights, California, within Sacramento County. Situated in the 95610 ZIP code, the property offers an opportun...

  • 3 Beds
  • 2 Baths
  • 1,360 SqFt.
  • 226125122 MLS
Courtesy of Luigi Caprio Realty

Listing courtesy of Luigi Caprio Realty.

1986 Anders Place, Manteca image
1986 Anders Place, Manteca $749,900

Welcome to 1986 Anders Pl! This spacious 5 bedroom, 3 bathroom home offers just over 3,000 sq ft of comfortable, thoughtfully designed living space with an open concept l...

  • 5 Beds
  • 3 Baths
  • 3,043 SqFt.
  • 226124511 MLS
Courtesy of Altera Real Estate

Listing courtesy of Altera Real Estate.

14458 Anchor Lane, Grass Valley image
14458 Anchor Lane, Grass Valley $299,900

GRASS VALLEY OPPORTUNITY. 0.71 ACRES IN A PEACEFUL, WOODED SETTING! Investors, contractors, and buyers looking for an opportunity, take a look at this property in histori...

  • 2 Beds
  • 2 Baths
  • 1,493 SqFt.
  • 226124115 MLS
Courtesy of eXp Realty of Northern California, Inc.

Listing courtesy of eXp Realty of Northern California, Inc..

835 Clinton Drive, Stockton image
835 Clinton Drive, Stockton $400,000

**HUD Home in Tiffany Park Subdivision** Welcome to this Ready to Move-In new HUD Listing!! This home features three bedrooms and two bathroom with over 1500 sqaure feet ...

  • 3 Beds
  • 2 Baths
  • 1,521 SqFt.
  • 226123722 MLS
Courtesy of Delta Properties

Listing courtesy of Delta Properties.

2630 Stanfield Drive, Stockton image
2630 Stanfield Drive, Stockton $399,999 ▼

Discover an inviting property at 2630 Stanfield Dr, Stockton, CA, USA, ready for you to move in and begin your first chapter or next chapter. This home offers a seamless ...

  • 3 Beds
  • 2 Baths
  • 1,552 SqFt.
  • 226123252 MLS
Courtesy of Laber Enterprises

Listing courtesy of Laber Enterprises.

1908 Susquehana Drive, South Lake Tahoe image
1908 Susquehana Drive, South Lake Tahoe $629,000

Welcome to your South Lake Tahoe retreat! This beautifully updated home features recently completed rehab work, including new flooring, updated kitchen cabinets and count...

  • 3 Beds
  • 2 Baths
  • 1,296 SqFt.
  • 226121490 MLS
Courtesy of All City Homes

Listing courtesy of All City Homes.

16267 Gold Bug Road, Nevada City image
16267 Gold Bug Road, Nevada City $262,500 ▼

This ranch style home offers three bedrooms and two bathrooms with mountain views and a wood stove on a private lot. The secluded setting provides a retreat from busy sur...

  • 3 Beds
  • 2 Baths
  • 1,650 SqFt.
  • 226121627 MLS
Courtesy of Century 21 Select Real Estate, Inc.

Listing courtesy of Century 21 Select Real Estate, Inc..

109 Endicott, Folsom image
109 Endicott, Folsom $1,150,000

Welcome to 109 Endicott Square, a stunningly remodeled executive home situated in a quiet cul-de-sac in Folsom's sought-after Lexington Hills neighborhood. Offering 3,399...

  • 4 Beds
  • 3 Baths
  • 3,399 SqFt.
  • 226121718 MLS
Courtesy of Keller Williams Realty

Listing courtesy of Keller Williams Realty.

5740 63rd Street, Sacramento image
5740 63rd Street, Sacramento $285,000

Single-story single-family residence located in Sacramento, CA 95824. The property features 3 bedrooms, 1 full bathroom, approximately 1,033 square feet of living area, a...

  • 3 Beds
  • 1 Baths
  • 1,033 SqFt.
  • 226120788 MLS
Courtesy of Luigi Caprio Realty

Listing courtesy of Luigi Caprio Realty.

6081 Callee Lane, Garden Valley image
6081 Callee Lane, Garden Valley $199,900

Discover a compelling residential opportunity at 6081 Callee Ln, Garden Valley, CA, USA, where thoughtful design meets everyday comfort. This property offers a unique ble...

  • 3 Beds
  • 2 Baths
  • 1,152 SqFt.
  • 226119964 MLS
Courtesy of Keller Williams Realty

Listing courtesy of Keller Williams Realty.

10025 Bexley Drive, Sacramento image
10025 Bexley Drive, Sacramento $455,000

AUCTION. DO NOT DISTURB OCCUPANTS. This property offers unbeatable convenience to local amenities, including grocery stores, entertainment, several community parks, resta...

  • 4 Beds
  • 2 Baths
  • 1,624 SqFt.
  • 226120793 MLS
Courtesy of Security Pacific Real Estate

Listing courtesy of Security Pacific Real Estate.

7317 Dieppe Way, Sacramento image
7317 Dieppe Way, Sacramento $399,900 ▼

Welcome home! This beautifully upgraded property offers 3 bedrooms, 1.25 baths, a spacious lot, and a 2-car garage. Step inside and enjoy the feel of a newly refreshed ho...

  • 3 Beds
  • 1 Baths
  • 1,018 SqFt.
  • 226116228 MLS
Courtesy of All City Homes

Listing courtesy of All City Homes.

7235 Larchmont Drive, North Highlands image
7235 Larchmont Drive, North Highlands $344,900

This two-story home offers a great opportunity for an investor, contractor, or buyer looking to renovate and build equity. The home features a traditional floor plan with...

  • 4 Beds
  • 3 Baths
  • 1,492 SqFt.
  • 226105425 MLS
Courtesy of Security Pacific Real Estate

Listing courtesy of Security Pacific Real Estate.

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All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2026 MetroList Services, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of MetroList® MLS. All information has been provided by seller/other sources and has not been verified by broker. All interested persons should independently verify the accuracy of all information. Last updated .

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