Northern California Foreclosed Homes

Foreclosures, Bank-owned & REO properties are all one in the same. All are properties that have been foreclosed-on and currently owned by the lending institution/trustee of the lender. Foreclosed home's come in various property condition's, some are in great condition, some need a lot of work and everywhere in-between.

There are several different types of distressed property listings besides foreclosures;

One of the biggest differences between a foreclosure and a traditional sale is buyers don't receive the seller questionnaire nor the transfer disclosure statements on a foreclosure because the banks/trustees don't know the properties history. A professional home inspection is always recommended on any home purchase but especially on a foreclosure due to the lack of disclosure information.

 Are Foreclosures Always Better Deals Than Traditional Sales?

A foreclosure purchase is thought of being the "better deal" when compared to a traditional purchase. A traditional sale even with a higher purchase price is a better deal 60+% of the time. Reason being, you must consider your time, repair/remodel costs, mortgage costs incurred during construction along with all the other fees/costs incurred when buying a foreclosure property and add them together to get the actual cost of the home. Most of the time, a traditional home purchase that is move-in ready will have a lower total cost to purchase/move-in price than a foreclosed home that needs "work".

Don't get me wrong, sometimes you can find a great deal on a foreclosure. However, with the number of foreclosed homes steadily decreasing month after month and the number of buyer's/investors staying the same or increasing only means foreclosed homes are at a premium due to the lack of inventory and the large number of people looking for them.

Newly Listed Foreclosed Homes

2253 Davie Place, Tracy image
2253 Davie Place, Tracy $950,000

Welcome to this Luxury Home on a Premium Corner Lot in Tracy Hills! This exceptional property blends sophisticated design with modern innovation across 3,311 square feet ...

  • 4 Beds
  • 4 Baths
  • 3,311 SqFt.
  • 226115283 MLS
Courtesy of HomeSmart PV and Associates

Listing courtesy of HomeSmart PV and Associates.

6841 Herndon Place, Stockton image
6841 Herndon Place, Stockton $307,000

**HUD Home in Lincoln Village West** This property is a three bedroom, one and half bathroom halfplex with loads of potentail. Don't miss your chance to purchase and poss...

  • 2 Beds
  • 2 Baths
  • 1,195 SqFt.
  • 226114699 MLS
Courtesy of Delta Properties

Listing courtesy of Delta Properties.

12717 Lake Wildwood Drive, Penn Valley image
12717 Lake Wildwood Drive, Penn Valley $415,000

Unlock tremendous potential and instant sweat equity with this rare value-add opportunity at 12717 Lake Wildwood Drive in Penn Valley. Spanning over 2,800 square feet on ...

  • 2 Beds
  • 3 Baths
  • 2,852 SqFt.
  • 226114543 MLS
Courtesy of Keller Williams Realty

Listing courtesy of Keller Williams Realty.

5018 Efthemia Way, Elk Grove image
5018 Efthemia Way, Elk Grove $599,900

This four-bedroom, three-bathroom home showcases a spacious floor plan with vaulted ceilings that define the main spaces. The design flows naturally from the kitchen thro...

  • 4 Beds
  • 3 Baths
  • 2,401 SqFt.
  • 226113033 MLS
Courtesy of Results Realty & Mortgage

Listing courtesy of Results Realty & Mortgage.

4800 Runway Drive, Fair Oaks image
4800 Runway Drive, Fair Oaks $790,000

This 4 bed, 3 bath, 2,526 sq ft home in Fair Oaks' sought-after Phoenix Field neighborhood offers something increasingly rare: a great house at a price that leaves room f...

  • 4 Beds
  • 3 Baths
  • 2,526 SqFt.
  • 226113057 MLS
Courtesy of Real Broker Technologies

Listing courtesy of Real Broker Technologies.

121 Murphy Street, Grass Valley image
121 Murphy Street, Grass Valley $299,900

This cottage-style home with two bedrooms and one bathroom offers a foundation for buyers seeking an in-town opportunity. Its proximity to the bus route, schools, shoppin...

  • 2 Beds
  • 1 Baths
  • 720 SqFt.
  • 226112771 MLS
Courtesy of eXp Realty of Northern California, Inc.

Listing courtesy of eXp Realty of Northern California, Inc..

12922 Shady Creek Drive, Nevada City image
12922 Shady Creek Drive, Nevada City $299,000

Contractor Special / Great DIY Opportunity Nice 3-bedroom, 1 and 1/2 bath home with a 2-car garage on a spacious lot. The home was damaged by a fallen tree, and the ex...

  • 2 Beds
  • 2 Baths
  • 1,500 SqFt.
  • 226111421 MLS
Courtesy of Century 21 Select Real Estate, Inc.

Listing courtesy of Century 21 Select Real Estate, Inc..

5939 El Sol Way, Citrus Heights image
5939 El Sol Way, Citrus Heights $379,000

5939 El Sol Way Citrus Heights Halfplex with a Major Recent Upgrade. Motivated seller recently appraised at $385,000, now listed at $379,000 as-is. This 3 bedroom, 2 ba...

  • 3 Beds
  • 2 Baths
  • 1,235 SqFt.
  • 226104105 MLS
Courtesy of Gateway Properties

Listing courtesy of Gateway Properties.

5553 Happy Pines Court, Foresthill image
5553 Happy Pines Court, Foresthill $369,900 ▼

Located in desirable Todd Valley, this approximately 1800sf bank owned home features 2 bedrooms, 2 bathrooms, separate living and family rooms, and an indoor laundry room...

  • 2 Beds
  • 2 Baths
  • 1,800 SqFt.
  • 226110819 MLS
Courtesy of Yates Real Estate

Listing courtesy of Yates Real Estate.

4190 Highland Springs Road, Lakeport image
4190 Highland Springs Road, Lakeport $599,900

4190 Highland Springs Rd offers a peaceful rural lifestyle on approximately 3.23-3.49 acres in Lakeport. This spacious two-story home features approximately 1,920 square ...

  • 4 Beds
  • 3 Baths
  • 3,140 SqFt.
  • 326074836 MLS
Courtesy of Luigi Caprio Realty

Listing courtesy of Luigi Caprio Realty.

5117 Fiona Walk, Sacramento image
5117 Fiona Walk, Sacramento $494,900

This home combines stylish updates with practical living spaces across three bedrooms and 2.5 bathrooms. Careful renovations throughout create a move-in-ready residence t...

  • 3 Beds
  • 3 Baths
  • 1,660 SqFt.
  • 226110034 MLS
Courtesy of Results Realty & Mortgage

Listing courtesy of Results Realty & Mortgage.

6529 Greenback Lane Unit #1, Citrus Heights image
6529 Greenback Lane Unit #1, Citrus Heights $199,900

This contemporary townhouse in Citrus Heights presents a straightforward residential option with practical interior finishes. The property features 2 bedrooms and 1 bathr...

  • 2 Beds
  • 1 Baths
  • 795 SqFt.
  • 226107727 MLS
Courtesy of Security Pacific Real Estate

Listing courtesy of Security Pacific Real Estate.

5800 Rosebud Lane, Sacramento image
5800 Rosebud Lane, Sacramento $360,000

Discover the potential of 5800 Rosebud Lane in Sacramento! This charming property features 3 spacious bedrooms and 2 bathrooms, offering a comfortable living space of 1,1...

  • 3 Beds
  • 2 Baths
  • 1,111 SqFt.
  • 226107288 MLS
Courtesy of A 2 Z Homes, Inc.

Listing courtesy of A 2 Z Homes, Inc..

484 Presidio Place, Tracy image
484 Presidio Place, Tracy $744,900

Rare Find! Check out this Gorgeous Semi-Custom Presidio Beauty where quality defines this stunning 4 bedroom, 3 bath home. Upgraded to the Max! The stylish foyer opens ...

  • 4 Beds
  • 3 Baths
  • 2,527 SqFt.
  • 226106276 MLS
Courtesy of Berkshire Hathaway HomeServices-Drysdale Properties

Listing courtesy of Berkshire Hathaway HomeServices-Drysdale Properties.

2043 Las Coches Way, Sacramento image
2043 Las Coches Way, Sacramento $399,900

Unlock massive equity and potential with this prime investment opportunity at 2043 Las Coches Way in Sacramento. Nestled in a well-established South Natomas neighborhood,...

  • 3 Beds
  • 2 Baths
  • 1,771 SqFt.
  • 226105589 MLS
Courtesy of Keller Williams Realty

Listing courtesy of Keller Williams Realty.

16153 Indian Springs Road, Penn Valley image
16153 Indian Springs Road, Penn Valley $500,000

Tucked on 9.35 private acres just minutes from town, this versatile 3,511 sq. ft. property features two fully independent living spaces, 4 bedrooms, and 3.5 baths. The up...

  • 4 Beds
  • 4 Baths
  • 3,511 SqFt.
  • 226073767 MLS
Courtesy of Troy Davis Real Estate, Inc.

Listing courtesy of Troy Davis Real Estate, Inc..

10232 Logue Lane, Smartsville image
10232 Logue Lane, Smartsville $689,900

Home Size: Approx. 2,765 sq. ft. single-story home featuring custom interior work throughout. Bedrooms / Baths: 5 bedrooms, 4 bathrooms (includes 2 primary bedrooms wi...

  • 5 Beds
  • 4 Baths
  • 2,765 SqFt.
  • 226104381 MLS
Courtesy of Core Real Estate Brokerage

Listing courtesy of Core Real Estate Brokerage.

4752 Greenholme Drive Unit #2, Sacramento image
4752 Greenholme Drive Unit #2, Sacramento $144,900

Freddie Mac Homesteps Property. Downstairs has a living, dining and kitchen area. Upstairs has 2 bedrooms and a full bath. Outside patio area. Shared garage. HOA maintai...

  • 2 Beds
  • 1 Baths
  • 840 SqFt.
  • 226104275 MLS
Courtesy of Windermere Signature Properties El Dorado Hills/Folsom

Listing courtesy of Windermere Signature Properties El Dorado Hills/Folsom.

24665 Highway 88, Pioneer image
24665 Highway 88, Pioneer $262,500 ▼

Fixer-upper on usable land! Home is set well back from the highway, offering a private setting with convenient year-round access. Property is served by public water and f...

  • 3 Beds
  • 2 Baths
  • 1,296 SqFt.
  • 226090667 MLS
Courtesy of Jackson Realty, Inc.

Listing courtesy of Jackson Realty, Inc..

2122 Sterling Drive Unit #52, Rocklin image
2122 Sterling Drive Unit #52, Rocklin $614,900

This John Laing Patio Home emphasizes luxury design and low-maintenance appeal. The well-appointed kitchen features ample cabinet and counter space, including a dining ba...

  • 3 Beds
  • 2 Baths
  • 2,016 SqFt.
  • 226096817 MLS
Courtesy of Security Pacific Real Estate

Listing courtesy of Security Pacific Real Estate.

9374 Deeth Court, Sacramento image
9374 Deeth Court, Sacramento $499,900

This 3-bedroom, 2-bathroom home in Sacramento combines modern finishes with thoughtful design. The property sits in an ideal location with direct access to regional trans...

  • 3 Beds
  • 2 Baths
  • 1,148 SqFt.
  • 226103619 MLS
Courtesy of Results Realty & Mortgage

Listing courtesy of Results Realty & Mortgage.

1272 Eastridge Place, Manteca image
1272 Eastridge Place, Manteca $499,900

Opportunity awaits! Much of the major work has already been completed, leaving the opportunity for a new owner to add the finishing touches to make this home their own. T...

  • 3 Beds
  • 2 Baths
  • 1,681 SqFt.
  • 226098495 MLS
Courtesy of Perez Realty

Listing courtesy of Perez Realty.

5541 High Sierra Road, Pilot Hill image
5541 High Sierra Road, Pilot Hill $546,500 ▼

Nestled in the scenic hills of Pilot Hill, this inviting 3-bedroom, 3-bath fixer offers a rare chance to create the home you've always envisioned on 5 usable acres with s...

  • 3 Beds
  • 3 Baths
  • 1,928 SqFt.
  • 226097997 MLS
Courtesy of Keller Williams Realty

Listing courtesy of Keller Williams Realty.

5301 Shooting Star Road, Pollock Pines image
5301 Shooting Star Road, Pollock Pines $259,900

AUCTION Escape to over 2 private acres in the heart of Pollock Pines with this 3-bedroom, 2-bath home offering an incredible opportunity to build equity through yo...

  • 3 Beds
  • 6 Baths
  • 1,520 SqFt.
  • 226097424 MLS
Courtesy of Keller Williams Realty

Listing courtesy of Keller Williams Realty.

6045 Alexandria Place, Stockton image
6045 Alexandria Place, Stockton $385,000 ▼

Welcome to 6045 Alexandria Place, located in the established Lincoln Village area of Stockton. This single-story home offers 4 bedrooms, 2 bathrooms and approximately 1,5...

  • 4 Beds
  • 2 Baths
  • 1,512 SqFt.
  • 226097425 MLS
Courtesy of A 2 Z Homes, Inc.

Listing courtesy of A 2 Z Homes, Inc..

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All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2026 MetroList Services, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of MetroList® MLS. All information has been provided by seller/other sources and has not been verified by broker. All interested persons should independently verify the accuracy of all information. Last updated .

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